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General Product Terms: Lending products are subject to credit approval

General Product Terms: Lending products are subject to credit approval

Oportun’s website terms, privacy, and security policies don’t apply to outside sites we reference. Please review those websites for their terms, privacy, and security policies to see how they apply to you.

Terms may vary by applicant and state and are subject to change. While a prior credit history is not required to qualify, credit reports will be requested and considered for all applicants. Account payment history is reported to select nationwide credit bureaus. Prequalification will not impact your credit score with the nationwide credit reporting agencies until you submit for final approval. Typical loan amounts are $500 to $3,500 for personal loans for new customers, $500 to $7,500 for returning customers, and $3,200 to $10,000 for secured personal loans. Click the products below for specific details.

The actual savings for each customer will vary based on specific loan terms and alternative products available in your area

The maximum loan amount varies by state, and unsecured personal loans above $6,000 are not available in Florida or for new customers in states where Oportun is the lender. A secured personal loan from $2525 to $20,000 is only offered by Oportun through the personal loan application to qualifying customers in California, Florida, and Texas subject to certain terms and conditions. Secured loans limited to $18,000 in Texas.

For example, an unsecured personal loan of $3,000 would have 58 payments of $76, due every 2 weeks over 27 months, at a % APR with an origination fee of up to $150 for this loan amount. Continue reading General Product Terms: Lending products are subject to credit approval

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Payday Advances Utah | Installment Loans & Cash Advances

Payday Advances Utah | Installment Loans & Cash Advances

Pay day loans are really easy to discover; you take away that loan from a alternate lender and provide a post-dated check as an assurance for re re payment. The moment their income comes, the funds is straight deducted from your own banking account.

Payday and individual loans certainly are a solution that is perfect customers with dismal credit history plus in want of fast money. Pay day loans are a kind of short-term financing that can come with great pros when compared with bank that is traditional. Truly the only drawback is that payday advances attract higher interest. A few of these loans have an APR as high as 400percent.

According to a written report carried out in 2016 within the workplace for the auditor basic, Utah has lower restrictions on payday advances in comparison to more states. Continue reading Payday Advances Utah | Installment Loans & Cash Advances