Oportun’s website terms, privacy, and security policies don’t apply to outside sites we reference. Please review those websites for their terms, privacy, and security policies to see how they apply to you.
Terms may vary by applicant and state and are subject to change. While a prior credit history is not required to qualify, credit reports will be requested and considered for all applicants. Account payment history is reported to select nationwide credit bureaus. Prequalification will not impact your credit score with the nationwide credit reporting agencies until you submit for final approval. Typical loan amounts are $500 to $3,500 for personal loans for new customers, $500 to $7,500 for returning customers, and $3,200 to $10,000 for secured personal loans. Click the products below for specific details.
The actual savings for each customer will vary based on specific loan terms and alternative products available in your area
The maximum loan amount varies by state, and unsecured personal loans above $6,000 are not available in Florida or for new customers in states where Oportun is the lender. A secured personal loan from $2525 to $20,000 is only offered by Oportun through the personal loan application to qualifying customers in California, Florida, and Texas subject to certain terms and conditions. Secured loans limited to $18,000 in Texas.
For example, an unsecured personal loan of $3,000 would have 58 payments of $76, due every 2 weeks over 27 months, at a % APR with an origination fee of up to $150 for this loan amount. Continue reading General Product Terms: Lending products are subject to credit approval